ERP
The client confirms — and pays the supplier €10,000 on the agreed date.
FREE ERP. BUILT AROUND YOUR COMPANY.
Your whole company.
One free ERP.+ Financing embedded.
Run your company in one free ERP. When you need financing, start with the work, customer invoices or supplier orders already in Spona. Reuse your company details. Spend less time preparing the request.
Free modules and Power add-ons. Financing is optional, with a separate fee and review.
- FREE ERP modules and Power add-ons included
- YOUR TEAM no per-user licence fee
- OPTIONAL FINANCING each request reviewed individually
CHOOSE YOUR STARTING POINT
One area today. More when you need it.
TRY IT · EXAMPLE DATA
FURNITURE ORDER1/3stages confirmed
01Production✓ Confirmed
02FinishingAwaiting confirmation
03DeliveryNext up
Move the order forward.
The finishing stage is complete. Add the customer’s confirmation.
ERP + FINANCING, CONNECTEDRun your business.
INTERACTIVE EXAMPLERun your business.
Start financing from the same place.
01 / ALREADY IN YOUR ERP
SALESINV–024
Furniture delivery
€10,000Customer invoiceCompany & contactSaved in your profile
Company verification kept with your company
02 / YOUR FINANCING REQUEST
Earlier payment
Customer invoiceFrom your ERP←
Company & contactFrom your profile←
THENAdd supporting PDF · Review & consent
Review & verification → Agreement → Funding
The order is delivered. Your customer pays later.
Less admin. A faster start to financing.
Your ERP already holds the work, customer invoice or supplier order behind your request. Spona connects it to financing and reuses saved company details, so you spend less time gathering information and filling in the same fields.
Company verification (KYC) is part of the connected process. Supporting documents, approval and agreements are still required; payment follows the agreed terms. Illustrative example.
OPTIONAL FINANCING
Get paid earlier.
Give yourself more time to pay.
Waiting for a client payment? Need to pay a supplier? Request financing from your work, customer invoices or supplier orders—or start a standalone request. Review the fee and payment terms before you decide.
THE SAME JOB, THREE WAYS
Who pays whom — and when.
After approval and signing, Spona pays you €9,705. The client pays Spona €10,000 on the agreed date.
After approval and signing, Spona pays your supplier €10,000. You pay Spona €10,295 on the agreed date.
One fee, charged once30 days €295 (2.95 %)·60 days €638 (6.38 %)·90 days €999 (9.99 %)— on a €10,000 confirmed amount
Example: a €10,000 confirmed stage over 30 days. Spona coordinates the service with its financing partner. Every request is reviewed; the agreement sets the fee and payment dates.
Your ERP stays free. Financing is optional and subject to approval.
Explore financing →FINANCING IN PRACTICEBuilt around the decisions
Built around the decisions
you face every day.
A SITUATION YOU MAY RECOGNISE
The next route cannot wait.
Fuel is needed for the next journey. Customer payments may arrive later.
WHAT THIS CASE FINANCED
Financing for fuel purchases supporting transport operations.
90daysAgreed term in this case
Financed uses and terms are from anonymised cases. The surrounding situations illustrate business needs; they are not verified customer outcomes. New requests require review and agreement.
SOLUTIONS FOR YOUR COMPANY
Start where the work gets complicated.
Small businesses ↗
Turn agreed work into clear stages, quotes and invoices.
Growing teams ↗
Give more people a shared way to work, with access that fits their role.
Larger companies ↗
Connect departments and add detail where your operations need it.
RESOURCES
Know your next step.
Explore guides →Find your first module →
See what each area covers before you switch it on.
Understand the payment options →
Follow the money, compare terms and see the fee.
Get clear answers →
Free ERP, private internal work and how add-ons fit in.