ERPWork
Give delivery a clear structure
Split discovery, design and development into stages, with dates, agreed amounts and client confirmations.
Explore Work →SOLUTIONS / SMALL BUSINESSES
Your business.
In practice.
See how a small team can organise everyday work across Spona’s six free modules, then explore financing from either side of a business transaction.
FIND A SCENARIO LIKE YOURS
ILLUSTRATIVE USE CASE
Deliver the project. Keep the business moving.
A small agency is delivering a website for a client, working with a freelance specialist and preparing the next month’s pay records.
- 01Quote accepted→
- 02Stages delivered→
- 03Client confirms
People
Keep the team’s records together
Organise employee details and documents. Add onboarding and time records as the team grows.
Explore People →Salaries
Prepare for the accountant
Keep payout and deduction records ready for the accountant, with salary access restricted to the right people.
Explore Salaries →Purchasing
Keep external costs in view
Organise orders and incoming invoices for specialist services, equipment and other business purchases.
Explore Purchasing →Sales
Connect the offer and the invoice
Record the website quote, capture acceptance and manage the invoices that follow. Use recurring billing for ongoing services when needed.
Explore Sales →Accounting
See the cash behind the projects
Bring recorded account balances and expected project payments into a cash-flow plan. Keep expected receipts separate from money already received.
Explore Accounting →ONE BUSINESS. TWO FINANCING PERSPECTIVES.
Selling today. Buying tomorrow.
Your role depends on the transaction. These are separate examples of optional financing, not two fees on the same transaction.
PUT NUMBERS TO IT
Agencies & consultancies · 30 days
Illustrative amounts using the calculator’s current 2.95% one-time fee for this term. Both scenarios assume eligibility, approval and an agreement.
EXAMPLE 1 · YOU SELL
The client has confirmed a completed website stage worth €12,000.00. Payment is due in 30 days. You request earlier payment.
You receive after approval€11,646.00
Fee deducted: €354.00
Your client pays €12,000.00 on the agreed date, in 30 days.
EXAMPLE 2 · YOU BUY
A freelance developer has delivered an agreed integration and invoiced €4,000.00. You request 30 days to pay this supplier invoice.
Your supplier receives after approval€4,000.00
Fee added to your repayment: €118.00
You repay €4,118.00 on the agreed date, in 30 days.
Get paid earlier.
You are the agency delivering the website.
After an eligible stage is delivered and confirmed, request earlier payment instead of waiting for the client’s due date. This can help you plan the next project’s costs.
You receive the amount minus the fee↓Client pays the original amount on the agreed date
Explore the calculator →Get more time to pay.
You are buying specialist services.
For an eligible supplier record, request more time to pay. After approval and agreement, the specialist receives payment while you repay on the agreed date.
Supplier receives the full amount↓You repay the amount plus the fee on the agreed date
Explore the calculator →Examples show possible uses, not approved financing. Eligibility, supporting documents, review and a separate agreement are required. Check available terms and fees in the financing calculator. Salaries records do not initiate payroll payments.
FINANCING IN PRACTICE
What financing has supported in practice.
A closer look at the purchases, services and payment timing behind business financing.
Digital services60 days
Digital advertising
Financing for advertising on digital platforms.
Agreed term60 days
Digital services30 days
External specialists
Financing for payments to freelance service providers.
Agreed term30 days
Digital services30 days
Social media management
Financing for outsourced social media management.
Agreed term30 days
Participant names are withheld and descriptions generalised for confidentiality. Terms relate to individual cases; new financing is subject to review and agreement. These examples do not establish eligibility for every transaction.
Start with the part that needs order.
You do not need all six modules on day one. Pick the records you want to organise first, invite the right people and add more when the business needs it.
The modules and Power add-ons are free. Financing is optional and priced separately.